A DAUGHTER who was spared jail after stealing the identity of her cancer-stricken mother has admitted using her stepfather's details to obtain a loan.

Charlotte Dibb was last year given a suspended sentence for running up £20,000 debts in her mother Gail McGibbon's name.

Now it has emerged Dibb obtained a £9,500 loan using her step-father's details, despite the fact that her mother had separated from him two years earlier.

And while the 27-year-old, of Bracken Hey, Clitheroe, was on bail she duped the parents of her best friend who had given her a home after her mum threw her out.

Dibb, of Bracken Hey, Clitheroe, pleaded guilty to dishonestly obtaining a money transfer from Egg Banking plc, stealing £1,000 cash from Elizabeth Birtwell, stealing a cheque to the value of £1,000 from Elizabeth Birtwell and stealing £250 from Elizabeth Birtwell. She was committed on bail to Preston Crown Court for sentence.

Catherine Allan, prosecuting said the offence involving Dibb's step-father, Anthony McGiven, went back to May 2006 but had only come to light when he was refused a mortgage because of his credit background.

Mr McGiven could not understand why there was a problem and began to make his own inquiries.

"These revealed that he was linked to an address in Lord Street, Great Harwood, and there was a large debt against his name at that address," said Miss Allan.

"He had never had anything to do with that address.

"Mr McGiven was horrified and he couldn't understand why the defendant had done this to him."

The offences involving Mrs Birtwell, who was landlady of the White Horse pub in Clitheroe, and he husband occurred between January and August 2007. Dibb had been thrown out by her mother because of the fraud committed against her and in June 2006 Mrs Birtwell's daughter asked if her friend could come and live with them at the White Horse.

In January 2007 she told Mr and Mrs Birtwell she had been recommended to invest in Vodaphone shares. She said she was going to invest £1,000 and the Birtwells said they would do the same and handed over £1,000 in cash.

"They trusted that she was taking care of their money," said Miss Allan.

Rachel Adamson, defending, said all the offences pre-dated the suspended prison sentence and that since then Dibb had turned her life around completely.

"That is largely due to the fact she now has a three-month-old baby," said Miss Adamson. "Relationships with her family are completely mended and she is dealing with her debts. Everything in her life is beginning to fall into place."

Miss Adamson said as soon as the offences involving the Birtwells had come to light Dibb had sold her car and handed over £1,200 to them.